It is a lot easier to get a new loan or credit card when your credit score is good. But what can you do if your score is looking worse for wear? Credit repair can help improve your score. Read on to learn how it works. What is Credit Repair? Credit repair is a term … Continue reading How Credit Repair Works
If you’re struggling to repay your outstanding financial obligations, you might be considering bankruptcy as a debt solution. But you’re probably wondering if anyone is able to find out about it. Do you know what information is put on record for bankruptcy filings, and who can access those records? Read on to learn exactly what … Continue reading Are Bankruptcy Filings Public Records?
You’ve made the decision to take control of your finances with a debt consolidation loan. So how exactly do you get one, and what do you need to organise to make it happen? By working through these steps, you’ll be well-placed to choose and apply for the right debt consolidation loan for you. 1. Gather … Continue reading How Do I Get a Debt Consolidation Loan?
Whether you’re planning on becoming a home owner, or simply wanting to take out a new credit card, you may hear a few unfamiliar terms, including credit ratings. There’s lots of talk about credit ratings, and how important having a good one is. But what exactly is a credit rating, how do you find out … Continue reading What is a Good Credit Rating?
Financial difficulty can leave you feeling overwhelmed, with no clear path forward. But there are options that can bring you debt relief, and ease your situation. Discover more about debt relief, how to organise your debt and make debt relief work for you. Why You Might Need Debt Relief Many people find themselves unable to … Continue reading How to Get Debt Relief
You may have heard that consolidating debt is an option when looking for relief from financial stress. But what exactly does it mean to “consolidate debt”? Let’s look at what it is and how you can go about it. What is Debt Consolidation? Debt consolidation is a form of refinancing. This means taking out a … Continue reading What Does “Consolidating Debt” Mean?
However healthy your financial situation is at present, getting good financial advice on your personal finances can be a great help. It’s not always affordable to hire a personal financial adviser, so we’ve created this list of places you can seek free financial advice instead. Government Agencies Two great sources of free information are the … Continue reading Where to Get Free Financial Advice
Are you considering applying for a Debt Agreement, and want to know your exit options? Or are you currently in one, and it’s no longer working for you? Here’s what you need to know about cancelling a Debt Agreement. What is a Debt Agreement? A Debt Agreement is a legally binding agreement between you and … Continue reading Can I Cancel a Debt Agreement?
Unmanageable personal debt can cause untold stress, leading people to consider filing for bankruptcy. If you find yourself in this position, it is important to understand exactly how bankruptcy works, so that you can make the best decision for your situation. Here, we’ve answered some of the most common questions surrounding bankruptcy. What is bankruptcy? … Continue reading How Does Bankruptcy Work?
You may have heard of personal insolvency, as being an option for dealing with your overwhelming credit card debt, unpaid bills and loan repayments. But what exactly is personal insolvency, and how does it differ from other debt solutions? Let’s define personal insolvency A personal insolvency agreement is a legal agreement you can reach with … Continue reading What is Personal Insolvency?