Your Credit Rating
November 23rd, 2011

We are all very “dependant” on our Credit Ratings in this day and age. Many consumers tend to borrow to fund their lifestyles and then pay it all back in instalments.

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Changes in How Credit Reports Look

We live in the world of Credit Ratings otherwise named as Credit Scoring; everyone is rated for credit worthiness in this World, from Countries to individuals.

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10 Steps to Household Budgeting

Due to the continual increase in household expenses and bills, it is Imperative that every household must have a budget.

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8 Step Savings Plan

With recently released figures from the Federal Reserve Bank showing a marked increase in credit card use for the month of September, even though the global financial crisis was in full tile, indicates that the majority of Australians have continued to use their cards regardless of fees and charges. This increase in spend has also resulted in an increase in payments on fees and charges. With future rates rises more likely than not, we here at Debt Negotiators have formulated an 8 tip guide to saving. These tips may seem simple but it would surprise you how few Australians actually have a savings plan and thus are using credit cards for not only major purchases but also to pay day to day bills.

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5 Easy Steps on Reducing Debt

With another Christmas gone and a new year having just begun, more and more people are likely to find over the coming weeks a harsh reminder of Christmas and those nasty credit card bills. With numbers showing that spending over Christmas increased to just under $40 million dollars, it is likely that some Australians are in for a rude shock with their next credit card statement arrives.

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