If you want to buy a home, get an auto loan, or even apply for a credit card, the potential lender is going to examine your credit file. To put yourself in the best position to get favourable terms for your loan, you should understand what’s in your credit file. What is a Credit File? … Continue reading Understanding Your Credit File
If you have multiple loans, including credit cards, auto loans, and personal loans, you may find that managing all of them and getting them paid on time is challenging. A debt consolidation loan may help you manage your debts more effectively and get you out of debt faster. What is a Debt Consolidation Loan? A … Continue reading How Does a Debt Consolidation Loan Work?
If you have gotten in over your head in debt, you may be considering a Part 9 Debt Agreement. Here’s how it works, what it can do for you, and what happens after it’s over. Entering a Part 9 Debt Agreement If you reach a point where you are unable to pay what you owe, … Continue reading Debt Agreement Discharge
If you are having trouble making debt payments on time, you may receive a phone call from a debt collector. Here’s what you need to know about your rights and about how to make the best arrangement you can to pay your debt. What Is a Debt Collector? A debt collector may be someone from … Continue reading Making an Agreement with a Debt Collector