You have a great idea. The business plans are set. You have a plan and are ready to put it into action. Just one ingredient is missing: money. As a brand new startup, you don’t yet have a pool of funds from which to pull. What’s more, you also haven’t yet established credit. So where … Continue reading Is Convertible Debt Right For You?
So, you are ready for your first credit card. You confidently approach a lender and submit an application. But to your surprise, your application is returned with a note about “thin credit file”. What just happened? Thin credit file means that your credit report does not have enough, or perhaps any, information in it. Lenders … Continue reading When Thin Is Not What You Want To Be
We’ve all made a few bad choices in life. Sometimes, those bad choices affect your credit score. This doesn’t have to completely stop you in your tracks, however. So, how do you get back on your feet when your credit score has taken a serious hit? Most of us become more aware of our credit … Continue reading What Credit Rating Do I Need For A Loan