Do you know what your credit rating is? Were you even aware that you have a credit rating? If you are planning to apply for a credit card or loan, it’s worth understanding what your credit rating is, and how it is calculated. This will help you to make more informed financial decisions and avoid … Continue reading How are Credit Ratings Calculated?
You probably know that taking care of your credit is important if you’re planning some financial milestones such as upgrading your car or buying your first home. After all, lenders assess your credit to decide whether you’ll get the best loan terms, or whether they’ll lend to you at all. But how do you know … Continue reading Credit File vs Credit Score: What’s the Difference?
Sometimes, it seems that life is one hurdle after another, and expected issues with employment, relationship breakdowns and health concerns can affect your ability to buy food, pay your bills and service your debts. If you’re struggling to keep up with never-ending bills, credit card payments and home loan repayments, there are a variety of … Continue reading Debt Help for Low-Income Families
Are you finding it hard to stay on top of your credit cards and personal loan repayments? Unexpected financial burdens such as health concerns, relationship breakdowns or employment loss, can affect your ability to pay your debts. If you don’t have savings to pay for these additional expenses as they arise, it may seem like … Continue reading Refinance Your Home Loan to Consolidate Debt
Australians are under more financial stress than ever before, with the cost of living continually increasing. Many people take out multiple credit cards and loans in an attempt to stay on top of their expenses, however this creates a financial burden and can make it harder to manage financial commitments. Consolidating your credit cards, car … Continue reading Can I Consolidate Debt into a Home Loan?
Are you experiencing financial hardship and considering declaring yourself bankrupt in Australia? You are not alone. Everyone experiences financial strain at some point; even thriving households and businesses can experience unexpected hardship due to life changes, job loss or factors that are out of our control. Personal bankruptcies and insolvencies are at an all-time high … Continue reading Declaring Bankruptcy Without a Lawyer