When trying to deal with debt, you may be considering a consolidation loan. Debt consolidation loans can provide many benefits, however there are potential downsides. Here is everything you need to know about this type of debt consolidation, so that you can make a fully informed decision. Types of Debt Consolidation Loans Put simply, a … Continue reading Consolidation Loans: What are the Consequences?
When you’re overloaded with unpaid bills, credit card and loan repayments, you might begin considering debt relief options. One of the options you may have heard of is a Part 9 Debt Agreement. Let’s look at what a Part 9 Debt Agreement is, how it works, your obligations, and what the impact will be on … Continue reading What is a Part 9 Debt Agreement?
People find themselves in debt for all kinds of reasons, many of which are outside of their control. Loss of employment, relationship breakdowns and health concerns can financially blindside you. If you find yourself in debt and are struggling to find a way out, here are some of the many debt help options that are … Continue reading Debt Help in Australia: Your Options
When the bills keep coming, your loan repayments are unmanageable and your credit card debt is out of control, you may start thinking about debt relief options. One such option is a debt relief loan. But what exactly is a debt relief loan, how do they work, and what should you know before applying for … Continue reading What is a Debt Relief Loan?
When you apply for a credit card or new loan, your credit rating is a key determining factor as to whether the bank or lender will approve your application. Many people who have a bad credit history aren’t even aware of their situation. It’s in your best interests to find out your credit rating, and … Continue reading Do it Yourself Credit Repair for Free
When you apply for a loan or credit card, lenders want to know that you’ll actually pay them back, and on time. To determine your credit worthiness, they access your credit rating. This rating will influence the financial institution as to whether they will lend you money, how much they will lend you, and sometimes, … Continue reading Who Determines Your Credit Rating?
It’s all too easy to fall into bad credit shape. One credit card becomes two, you apply for a third to help with paying the bills on time, and you quickly find yourself in a cycle of minimum repayments and seemingly never-ending debt. It’s a trap that can cost you thousands of dollars in extra … Continue reading Credit Card Debt Consolidation with Bad Credit