Where to Get Free Financial Advice
December 29th, 2017

However healthy your financial situation is at present, getting good financial advice on your personal finances can be a great help. It’s not always affordable to hire a personal financial adviser, so we’ve created this list of places you can seek free financial advice instead. Government Agencies Two great sources of free information are the … Continue reading Where to Get Free Financial Advice

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Can I Cancel a Debt Agreement?
December 24th, 2017

Are you considering applying for a Debt Agreement, and want to know your exit options? Or are you currently in one, and it’s no longer working for you? Here’s what you need to know about cancelling a Debt Agreement. What is a Debt Agreement? A Debt Agreement is a legally binding agreement between you and … Continue reading Can I Cancel a Debt Agreement?

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How Does Bankruptcy Work?
December 20th, 2017

Unmanageable personal debt can cause untold stress, leading people to consider filing for bankruptcy. If you find yourself in this position, it is important to understand exactly how bankruptcy works, so that you can make the best decision for your situation. Here, we’ve answered some of the most common questions surrounding bankruptcy. What is bankruptcy? … Continue reading How Does Bankruptcy Work?

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What is Personal Insolvency?
December 15th, 2017

You may have heard of personal insolvency, as being an option for dealing with your overwhelming credit card debt, unpaid bills and loan repayments. But what exactly is personal insolvency, and how does it differ from other debt solutions? Let’s define personal insolvency A personal insolvency agreement is a legal agreement you can reach with … Continue reading What is Personal Insolvency?

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Who Can Get a Consolidation Loan?
December 10th, 2017

You have multiple debts to repay and you’re considering applying for a consolidation loan to make your finances easier to manage. But who can actually get a consolidation loan? Here are some of the factors lenders take into consideration when deciding whether to approve your application for a consolidation loan. What is a consolidation loan? … Continue reading Who Can Get a Consolidation Loan?

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7 Reasons Not to Declare Bankruptcy
December 05th, 2017

If you find yourself struggling with mounting debts and bills that you can’t pay, the prospect of ridding yourself of debt by declaring bankruptcy may seem appealing. For some individuals, it does provide a fresh start where there are no other options. Bankruptcy is a legal process that releases a person from almost all of … Continue reading 7 Reasons Not to Declare Bankruptcy

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