So many of us find ourselves in debt without even realising. But how do you get out of debt? Follow this simple 10 step plan to get back on track with your finances. 1. Make a list Before you can eliminate your debt, you’ll need to list all of your debts so that it is … Continue reading How to Get Out of Debt – A 10 Step Plan
So you’re looking for help with managing your finances. There are plenty of places you can find free financial advice. But is it worth it? Is there a catch? Let’s look closer at the pros and cons of getting free financial advice. The Pros of Free Financial Advice To state the obvious – it’s free! … Continue reading Free Financial Advice – The Pros and Cons
You may have a Debt Agreement in place, or might be considering entering into one. If so, it’s important to understand how it affects you now and after your Agreement has finished. Here, we are looking closely at how a Debt Agreement will affect your ability to borrow, both during and after it is complete. … Continue reading Can I Borrow After a Debt Agreement?
If you’re considering consolidating your debts, you’ve probably come across the terms “debt consolidation loan” and “balance transfer credit card”. They are two proven approaches to reducing personal debts, offering a single monthly repayment. But which is best for your personal circumstances? Read on for information on debt consolidation loans and credit card refinancing, so … Continue reading Debt Consolidation or Credit Card – What’s The Best Choice?
There are some great debt consolidation solutions available to those looking to improve their financial situation. But before you take that step, here are seven traps to avoid when consolidating debts. 1. Not dealing with the underlying problem Often, debt is built up over time and it can be hard to identify or come to … Continue reading 7 Debt Consolidation Traps To Avoid
If you are considering filing for bankruptcy, or have already declared bankruptcy, you have probably come across the term bankruptcy discharge. While you may have some idea of what it means, what exactly is a bankruptcy discharge, and what does it mean for you? Find out what it is, when it happens and how to … Continue reading Bankruptcy Discharge: What Does It Mean?