If you’re struggling just to meet the minimum repayments on your debts, you’re likely to be seeking options to help improve your financial situation. This can take many forms, and, even in extreme scenarios, you may not have to immediately turn to bankruptcy, which should only be a last-resort option. Instead, you can enter into a … Continue reading How Does a Personal Insolvency Agreement Work?
When you have more debt than you can easily repay, you do have a lot of options, which is good news. And debt relief can come in many forms. Here’s how one type of debt relief—debt consolidation—can write a new page in your life. Reduce Monthly Payments and Interest Rates Debt consolidation rolls all your … Continue reading How Will Debt Relief Help Me?
Is having bad credit better than having no credit history at all? Or, is it the other way around – do you stand a better chance of qualifying for a credit card if you have no credit? Both situations mean credit issuers will see you as somewhat risky, however, that doesn’t mean you’re stuck without a … Continue reading Bad Credit vs. No Credit History – What’s the Difference?
When you are deep in debt, your credit score is likely the last thing on your mind. Working to make your repayments while also providing for your family can take up all of your attention. To help you get out of debt, there are a number of options available, and each affects your credit rating … Continue reading How Does Debt Relief Affect your Credit?