Articles on Debt Consolidation

31 Ways to Get Out of Debt
September 24th, 2018

Getting into debt is the easy part, but you could be in for a rude awakening when you realise how much you actually owe and how much you are paying in interest each month. Fortunately, there are steps you can take to make it easier to get out of debt and avoid bankruptcy. Here’s 31 … Continue reading 31 Ways to Get Out of Debt

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Debt Agreements and Credit Ratings
September 19th, 2018

If your finances have gotten out of control and you are struggling with heaps of debt, a Debt Agreement can help you get your financial life back on track. However, as with just about everything to do with debts, a Debt Agreement will impact your credit rating. Here’s what you need to know about Debt … Continue reading Debt Agreements and Credit Ratings

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With Bankruptcy, Can I Keep My Car?
September 14th, 2018

If you have run into financial difficulties, you may be considering bankruptcy as a last-resort option. You may also be wondering how filing for bankruptcy will affect the rest of your life, including your ownership of your car. After all, without a car, how will you get to work to continue to pay your ongoing … Continue reading With Bankruptcy, Can I Keep My Car?

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Debt Help Loans
September 08th, 2018

Everything You Need to Know About Debt Help Loans If you have found yourself buried under a mountain of debt, you may be wondering what, if anything, you can do to dig yourself out of this financial hole. While bankruptcy can be a viable option in the most extreme cases, you don’t necessarily want to … Continue reading Debt Help Loans

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Can I Get a Loan With Bad Credit?
September 03rd, 2018

It can be easy to overstretch your budget in today’s fast-paced world, but pushing it too far can land you with a bad credit history. This can make it more difficult for you to gain access to additional credit when you need it, especially from traditional lenders like banks and credit unions. Fortunately, there are … Continue reading Can I Get a Loan With Bad Credit?

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Is a Debt Agreement Your Best Option?
August 29th, 2018

Can you turn a constant source of stress into something manageable? For many Australians, the apparent answer is, ‘yes!’. As the Australian Financial Security Authority reports, Debt Agreements are becoming a viable option for clearing personal insolvency and debt. They’re seen as a formal agreement that is an alternative to declaring bankruptcy, yet with the … Continue reading Is a Debt Agreement Your Best Option?

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How To Apply For Debt Consolidation Loans
August 24th, 2018

How To Apply For A Debt Consolidation Loan If you are struggling to keep track of multiple monthly repayments for your debts, a debt consolidation loan may be the perfect solution to your problem. This enables you to group all your debts together in a single monthly repayment, helping to streamline your finances. Here’s what … Continue reading How To Apply For Debt Consolidation Loans

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How Long Does Bankruptcy Last?
August 19th, 2018

How Long Does Bankruptcy Last? There’s something about the word ‘bankruptcy‘ which sets alarm bells ringing. Perhaps it is the abruptness of the word itself. Maybe it is its association with financial catastrophe and ruin. Whatever the reason, bankruptcy is not something we want to experience. But bankruptcy does not spell disaster. In some cases, … Continue reading How Long Does Bankruptcy Last?

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How To Get Debt Help
August 14th, 2018

How To Get Debt Help If you’re struggling with debt, it can feel overwhelming. But you’ll be glad to know that you’re not alone – there are plenty of debt help options available to you. Here’s how to go about getting help managing your debt. What Is Debt Help? Debt help is available from many … Continue reading How To Get Debt Help

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How Long Does Credit Repair Take?
August 08th, 2018

How Long Does Credit Repair Take? Whether you’re applying for a credit card or a home loan, bad credit often means the difference between acceptance and rejection. Negative credit scores tell lenders that you might have trouble paying them back, even if you’re confident you can afford the repayments. However, it’s not all doom and … Continue reading How Long Does Credit Repair Take?

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What Are My Debt Relief Options?
August 03rd, 2018

What Are My Debt Relief Options? Are you struggling with overwhelming debt? Do you feel like you have no options left? Are you stuck and don’t know which way to turn? With Australia’s household debt to income ratio at almost 200 percent, according to the Australian Bureau of Statistics, you’re certainly not alone. While having debt … Continue reading What Are My Debt Relief Options?

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What Is a Debt Consolidation Loan?
July 28th, 2018

To bring order to the chaos of your monthly payments, you may have come across or heard someone suggest the idea of a debt consolidation loan as a solution for debt management.  But what is a debt consolidation loan? And how does it work? Are there situations in which a debt consolidation loan can work against you? What … Continue reading What Is a Debt Consolidation Loan?

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Bankruptcy When Married – How Does It Work?
July 23rd, 2018

Filing for bankruptcy when you’re married or are in a de-facto partnership can raise many valid questions. You have to understand the financial as well as legal ramifications of this decision in order to take the most appropriate steps for your financial situation. This article will help you understand your basic obligations and the consequences of … Continue reading Bankruptcy When Married – How Does It Work?

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Debt Help With Bad Credit
July 18th, 2018

Deciding to take your financial life back into your hands is a powerful and motivating feeling. When trying to address debt issues, though, too often, we get held back right at the beginning because we look around and wonder, ‘How am I ever going to make this work? I already have bad credit!’ You absolutely have options … Continue reading Debt Help With Bad Credit

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Consolidating Debt To Buy A House
July 13th, 2018

Home ownership in Australia is a coveted milestone. But what if you’re already in debt? Is this milestone a far reach for you yet? While there are a few paths available to you to buy a house when in debt, and each of these need to be explored on their own, we’ll focus on a … Continue reading Consolidating Debt To Buy A House

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The Pros and Cons of a Debt Agreement – What You Need to Know
July 08th, 2018

If you’re considering entering into a Debt Agreement, you’ve already made the empowering personal decision to get a handle on your debt.  But before you decide from one of several options open to you, you’ll want to consider all the pros and cons so you can work out what a Debt Agreement might mean for … Continue reading The Pros and Cons of a Debt Agreement – What You Need to Know

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Why Bad Credit is Bad For You
June 29th, 2018

So you have a bad credit history, but it’s not a big deal, right? Think again! Your bad credit is bad for you, and here’s why. How Bad Credit Happens Your credit report, which is held by one or more of Australia’s credit reporting bureaus, contains a range of information about your credit history, which … Continue reading Why Bad Credit is Bad For You

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What Bad Credit Means
June 24th, 2018

Having bad credit can have negative consequences for your financial future. Read on to learn how bad credit can affect you. What is Bad Credit? The term “bad credit” refers to a low credit rating. Your credit rating, or credit score, is a snapshot of your credit history, and the higher the rating, the better. … Continue reading What Bad Credit Means

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How to Fix Bad Credit
June 19th, 2018

Having a bad credit score can impact your financial situation in a number of different ways. So what can you do about it? Read on to find out how to fix bad credit. What is bad credit? Having bad credit means that there are negative listings in your credit report, which is held by one … Continue reading How to Fix Bad Credit

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Where to Get Bad Credit Loans
June 14th, 2018

If you’re dealing with a bad credit history, you’ll find that getting a loan is both more difficult and expensive. But the good news is that there’s lots of places you can go to get a loan with bad credit. We lay out for you all the places where you can get bad credit loans. … Continue reading Where to Get Bad Credit Loans

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