Articles on Debt Consolidation

Bankruptcy When Married – How Does It Work?
July 23rd, 2018

Filing for bankruptcy when you’re married or are in a de-facto partnership can raise many valid questions. You have to understand the financial as well as legal ramifications of this decision in order to take the most appropriate steps for your financial situation. This article will help you understand your basic obligations and the consequences of … Continue reading Bankruptcy When Married – How Does It Work?

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Debt Help With Bad Credit
July 18th, 2018

Deciding to take your financial life back into your hands is a powerful and motivating feeling. When trying to address debt issues, though, too often, we get held back right at the beginning because we look around and wonder, ‘How am I ever going to make this work? I already have bad credit!’ You absolutely have options … Continue reading Debt Help With Bad Credit

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Consolidating Debt To Buy A House
July 13th, 2018

Home ownership in Australia is a coveted milestone. But what if you’re already in debt? Is this milestone a far reach for you yet? While there are a few paths available to you to buy a house when in debt, and each of these need to be explored on their own, we’ll focus on a … Continue reading Consolidating Debt To Buy A House

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The Pros and Cons of a Debt Agreement – What You Need to Know
July 08th, 2018

If you’re considering entering into a Debt Agreement, you’ve already made the empowering personal decision to get a handle on your debt.  But before you decide from one of several options open to you, you’ll want to consider all the pros and cons so you can work out what a Debt Agreement might mean for … Continue reading The Pros and Cons of a Debt Agreement – What You Need to Know

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Why Bad Credit is Bad For You
June 29th, 2018

So you have a bad credit history, but it’s not a big deal, right? Think again! Your bad credit is bad for you, and here’s why. How Bad Credit Happens Your credit report, which is held by one or more of Australia’s credit reporting bureaus, contains a range of information about your credit history, which … Continue reading Why Bad Credit is Bad For You

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What Bad Credit Means
June 24th, 2018

Having bad credit can have negative consequences for your financial future. Read on to learn how bad credit can affect you. What is Bad Credit? The term “bad credit” refers to a low credit rating. Your credit rating, or credit score, is a snapshot of your credit history, and the higher the rating, the better. … Continue reading What Bad Credit Means

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How to Fix Bad Credit
June 19th, 2018

Having a bad credit score can impact your financial situation in a number of different ways. So what can you do about it? Read on to find out how to fix bad credit. What is bad credit? Having bad credit means that there are negative listings in your credit report, which is held by one … Continue reading How to Fix Bad Credit

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Where to Get Bad Credit Loans
June 14th, 2018

If you’re dealing with a bad credit history, you’ll find that getting a loan is both more difficult and expensive. But the good news is that there’s lots of places you can go to get a loan with bad credit. We lay out for you all the places where you can get bad credit loans. … Continue reading Where to Get Bad Credit Loans

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Can I Refinance My Home Loan With Bad Credit?
June 08th, 2018

Getting your mortgage was a huge win when it originally happened. But maybe things aren’t quite as rosy for you right now financially. Will you still be able to refinance your home loan with bad credit? Follow these tips to maximise your chances of success. Bad Credit Having bad credit means you have a low … Continue reading Can I Refinance My Home Loan With Bad Credit?

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How Bad Credit Affects You
June 03rd, 2018

If you find yourself with a bad credit history, it can make many things more difficult. Read on to discover how bad credit affects you. What is Bad Credit Bad credit is the low credit score that reflects past negative listings on your credit report. These listings are caused by missed credit repayments, loan defaults, … Continue reading How Bad Credit Affects You

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Are Debt Consolidation Loans Hard to Get?
May 30th, 2018

So you’re considering applying for a debt consolidation loan. But before you take that step, you may be wondering whether you’re likely to even be approved for one. A number of factors relating to your financial situation are taken into consideration by a lender before granting you a loan. Here are some of the things … Continue reading Are Debt Consolidation Loans Hard to Get?

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Debt Consolidation Pros and Cons
May 24th, 2018

The term debt consolidation is one we hear fairly often, offering to simplify out-of-control debts and get individuals back on financial track. Also, debt consolidation can certainly be beneficial to many. But, the ins and outs of the process can leave you wondering what it is you’re getting yourself into. So here, we’ve collated all … Continue reading Debt Consolidation Pros and Cons

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What’s Debt Consolidation?
May 20th, 2018

It’s not uncommon to be paying off more than one debt at a time. You may have a credit card and a car loan, for example. But, debts can pile up quickly, and it can become difficult to juggle your repayments. Are you in a situation where you are paying more than one loan, and … Continue reading What’s Debt Consolidation?

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Who is Debt Consolidation For?
May 16th, 2018

Debt consolidation is a term being used abundantly today. But, who is debt consolidation for? There is a range of scenarios that someone may find themselves in, where debt consolidation could be a beneficial debt solution. Let’s take a look at what some of these circumstances could be. Debt consolidation: what is it? Debt consolidation … Continue reading Who is Debt Consolidation For?

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How to Choose a Good Debt Consolidation Company
May 10th, 2018

Debt consolidation can be a great solution for financial stress, but you want to be sure you’re choosing a good debt consolidation company. Here’s how to make sure you have a great provider for your consolidation loan. What is debt consolidation? The first step to undertaking the appropriate research into debt consolidation companies is to … Continue reading How to Choose a Good Debt Consolidation Company

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How Much Can Debt Consolidation Save Me?
May 02nd, 2018

So you’re considering consolidating your debts. The process seems fairly straightforward, but you might be wondering if it’s even worth it? How much money will it actually save you? Here is some insight into how debt consolidation can help you save money each month. Debt consolidation – what is it? Debt consolidation is the process … Continue reading How Much Can Debt Consolidation Save Me?

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When is a Debt Consolidation Loan a Good Idea?
April 27th, 2018

There are many reasons you may be considering a debt consolidation loan. While a consolidation loan can be an effective way to get out of debt, it’s not the right debt relief solution for everyone. So when is it a good idea to consolidate your debts? Debt consolidation loans Debt consolidation loans are a popular … Continue reading When is a Debt Consolidation Loan a Good Idea?

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Debt Consolidation Loan with a Poor Credit Score
April 21st, 2018

When debts are mounting, a debt consolidation loan can be a helpful way to regain control of your finances. But what if you have a poor credit score? You might be wondering if you are able to get a debt consolidation loan. Read on to learn about the options available to individuals in this situation. … Continue reading Debt Consolidation Loan with a Poor Credit Score

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Why Get a Debt Consolidation Loan?
April 16th, 2018

It’s happened to so many of us – before you realise, you find yourself with unpaid bills, overdue credit cards and more debt than we know how to (or can) manage. If this sounds familiar to you, you might want to consider a debt consolidation loan as a solution to your debts. Here’s why. What … Continue reading Why Get a Debt Consolidation Loan?

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What Do Debt Consolidation Companies Do?
April 11th, 2018

A quick internet search will bring up a huge list of companies who provide debt consolidation loans and solutions. But what exactly do these companies do, why might you want to use one, and how can you ensure you choose the right one? What is debt consolidation? Debt consolidation is a way to make managing … Continue reading What Do Debt Consolidation Companies Do?

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