Debt Agreements

Debt Agreement Administrator you can trust

If you’re in debt and are legitimately struggling to pay off your financial obligations, there is an alternative to filing for Bankruptcy. Improve your financial future with a Debt Agreement through Debt Negotiators, by consolidating your unsecured debts into one affordable repayment.

Having a bad credit history is blight on your finances, and can often deter lenders from approving your debt consolidation application. If you are in debt and cannot meet your repayments, and if you have previously been denied a mortgage refinance or debt consolidation because of your bad credit history, there is a solution for you!

Avoid Bankruptcy with Debt Negotiators

If you’re struggling to make repayments to your creditors, Debt Negotiations can assist you in your application for a Debt Agreement.

A Debt Agreement is a government regulated option for dealing with un-manageable debts and is an alternative to Bankruptcy. All Debt Agreements are tailored around affordability and payments can be structured weekly, fortnightly or monthly.

A Debt Agreement, if accepted, becomes a legally binding arrangement between you and your creditors that can be facilitated by Debt Negotiators.

Who can propose a Debt Agreement?

You may be eligible to propose a Debt Agreement if you fit the following criteria:

  • Have not been party to an act of Bankruptcy in the past 10 years
  • Have an after tax income of less than the prescribed threshold limit
  • Have unsecured obligations of less than the prescribed threshold limit
  • Your are insolvent

What are the benefits of a Debt Agreement?

  • End to legal action & recovery from creditors
  • Freezing of interest
  • Avoid Bankruptcy
  • Easy and affordable payment plan

For more information on the debt agreement option including its consequences please read our Frequently Asked Questions.

Choose Debt Negotiators as your Debt Agreement Administrators

Debt Negotiators is a registered Debt Agreement administrator (registration number 1403) with the Insolvency Trustee Services Australia (ITSA) a government department who is responsible for regulating the insolvency system in Australia. Debt Negotiators is also a member of the Debt Agreement Practitioners Association (DAPA) which is a professional body representing registered Debt Agreement Administrators.

Debt Negotiators provide expert Debt Management solutions that are tailored to your individual circumstances. If you have been denied debt consolidation because of your bad credit rating and are dealing with harassing creditors demanding payments, then the Debt Agreement may be the option for you.

For more information on the Debt Agreement option including its consequences please read our Frequently Asked Questions.