ATO business debt: see which options are still open

Check your options

Five quick questions about the business, then your contact details. It takes about a minute.

What happens next

1. We call you at the time you choose, in business hours (Monday to Friday, 9am to 5pm Sydney time).
2. We look at where things stand: the amount owed to the ATO, whether BAS and other lodgements are up to date, and any notices you have received.
3. We explain the options before you decide anything. You are under no obligation to go ahead.

Options we work through

• ATO payment arrangement: we help put together a payment plan proposal the business can keep up with, based on its cash flow and lodgement position.
• Director penalty notices: the 21 days run from the date on the notice, and which options remain depends on whether the company lodged on time. How director penalty notices work.
• Small business restructuring: a formal process for eligible incorporated businesses. We work with a registered small business restructuring practitioner. Eligibility criteria apply. About small business restructuring.
• Sole traders: informal arrangements and debt agreements may be options. Informal arrangements and debt agreements.

Things to know

• Formal options can affect your credit file and, for some, your ability to get credit or act as a director in future. They are not right for every business.
• What is possible depends on the amount owed, your lodgement history and the ATO’s own assessment. We cannot guarantee any outcome.